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Terms & Conditions

  

Effective Date: August 18, 2026

These Terms & Conditions govern use of Lifeguard Insure's website and SMS messaging services.

  

SMS Terms & Conditions

  

1. SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications:

If you have consented to receive text messages from Lifeguard Insure, you may receive messages related to Customer care, Account notifications, and delivery notifications.

3. Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week.

4. Potential Fees for SMS Messaging: 

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method:

You may opt in to receive SMS messages from Lifeguard Insure in the following ways: By submitting an online form.

6. Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7.  Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at https://lifeguardinsure.com/#add2a376-f77b-455e-9180-da43f2493e27

· Additional Options:

· If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

·  

8. Standard Messaging Disclosures:

· Message and data rates may apply.

· You can opt out at any time by texting "STOP."

· For assistance, text "HELP" or visit our  https://lifeguardinsure.com/privacyand and https://lifeguardinsure.com/terms-conditions pages.

· Message frequency may vary


9.SMS Terms of Service

By voluntarily opting into SMS through a Lifeguard Insure web form or another documented consent method, you agree to receive SMS messages from Lifeguard Insure at the mobile telephone number you provide.

Messages may include:

  • Insurance      quote follow-ups
  • Customer      care communications
  • Appointment      reminders
  • Policy      service updates
  • Account      notifications
  • Renewal      reminders
  • Requests      for information relating to an insurance application or policy
  • Other      insurance-related service communications

10.Consent

Your consent to receive SMS communications is voluntary and is not a condition of purchasing insurance, obtaining an insurance quote, or purchasing any other goods or services.

You are responsible for ensuring that the mobile telephone number provided belongs to you or that you are authorized to provide consent for that number.


11.Carrier Charges

Lifeguard Insure does not charge a separate fee for receiving SMS messages. Standard message and data rates imposed by your wireless carrier may apply.

Wireless carriers are not responsible for delayed or undelivered messages.

12.Privacy

Mobile information and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes.

Please review our complete Privacy Policy at:

https://lifeguardinsure.com/privacy

13.Changes to These Terms

Lifeguard Insure may update these Terms & Conditions from time to time. Updated terms will be posted on this page with a revised effective date.

Continued participation in our SMS program following an update constitutes acceptance of the revised terms to the extent permitted by applicable law.

14.Contact Lifeguard Insure
Website: https://lifeguardinsure.com/
Phone:512.688.88626
Email: Lana@lifeguardinsure.com

Copyright © 2025 Lifeguard Insurance LLC - All Rights Reserved.

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